Experience an easier way to bank.
Free up time for the things that matter most.
24/7 online and mobile banking
Easy ATM access
Earns dividends
A checking account with tons of benefits and less hassle
Life gets busy and it’s easy to get behind schedule. That’s why Michigan First has designed a checking account that helps you manage your money more efficiently. Pay bills online in minutes, make quick purchases with a free debit card, and find an ATM around almost any corner. With no monthly fee1, you’ll save valuable dollars as well as precious time.
- Earn up to 0.1% interest on deposits
- Free Mastercard® Debit/ATM Card
- Access to over 30,000 surcharge-free ATMs (over 1,600 in Michigan)
- Free online and mobile banking
- 24/7 customer service through our 365 Live Call Center
- Pay bills electronically
- Write an unlimited number of checks
- Enjoy MoneyNow Overdraft Protection
- Age for this account is 18 or older, Ages 13-17 can open an account with a parent or guardian
Michigan First is a full-service credit union with branches that are easily accessible around Metro Detroit, Grand Rapids and mid-Michigan.
1 Minimum account aggregate balance of $100 required to avoid additional fee of $3/month.
Debit Card Gallery
After opening a Checking Account, you can pick your favorite image from the gallery below for your new Debit Card. Prepare for jealous looks from cashiers and waiters because your card is going to look fine.
Resources at your fingertips
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Online Banking -
Mobile Banking -
Calculators -
Current Rates