Enjoy financial flexibility.
Earn rewards or work to improve your credit score.
Choice of Visa® card design
Low interest rates
Anti-fraud protection
Experience the benefits of our credit cards
Michigan has a lot to offer. That's why we have a credit card that rewards you for making purchases at local businesses, travel destinations, and more in our great state. We also offer a Secured Credit Card that will help you establish a solid credit history or rebuild your credit rating.
Experience Michigan First Rewards® Visa®
- Earn 1.5 reward points per dollar on purchases made in Michigan
- Earn one point per dollar on other purchases
- Redeem points for gift cards, Michigan travel and experiences, and more.
- No annual fee or balance transfer fee
- Low interest rates
- Experience peace of mind with Visa® 24/7 Anti-Fraud and ID Theft Protection
Visa® provides additional benefits, such as:
- Auto Rental Collision/Damage Coverage
- Extended Warranty
- Travel and Emergency Assistance Services
- Travel Accident Coverage
Secured Visa®
- A great tool to help establish or rebuild credit
- Card is secured by the funds in a Michigan First Savings Account
- After 12 months of successful account management, cardholders may be eligible to apply for the Experience Michigan First Rewards® Visa®
- Experience peace of mind with Visa® 24/7 Anti-Fraud and ID Theft Protection
Your Secured Visa® Credit Card also provides Auto Rental Collision/Damage Coverage through Visa®.
Credit Card Options
Michigan First is a full-service credit union with branches that are easily accessible around Metro Detroit, Grand Rapids and mid-Michigan.
View Experience Michigan First Rewards Visa® disclosures and fees
