Take your savings to another level.
Experience higher earnings with instant access to your money.
Higher interest returns
Easy access to funds
Free online and mobile banking
Enjoy solid growth and easy access
Life can get expensive, which is why we all look for faster ways to grow our savings. A Money Market Account does just that. While some attractive investments require a lengthy commitment, your Money Market funds can be accessed any time you need them at an ATM, through online banking, our mobile app or at one of our branches.
- Higher dividend rates than most traditional savings accounts
- Maintain easy access to your funds with unlimited penalty-free withdrawals
- Free Mastercard® debit/ATM card
- Access to over 30,000 surcharge-free ATMs (over 1,600 in Michigan)
- Free online and mobile banking
- 24/7 member service through our 365 Live Call Center
- Pay bills electronically (must have a savings account as well)
- No monthly fee1
- Provide Overdraft Coverage for your checking account
- Members must be 18 years old to open this account
| APY1 | Dividend Rate | Daily Balance |
|---|---|---|
| 0.00% | 0.00% | $1 to $2,499 |
| 0.20% | 0.20% | $2,500 to $4,999 |
| 0.20% | 0.20% | $5,000 to $24,999 |
| 0.25% | 0.25% | $25,000 to $99,000 |
| 0.30% | 0.30% | $100,000 to $199,999 |
| 0.35% | 0.35% | $200,000 and up |
Michigan First is a full-service credit union with branches that are easily accessible around Metro Detroit, Grand Rapids and mid-Michigan.
Disclaimers:
1Minimum $10 opening deposit required. Account aggregate balance of $100 required after first three months of membership to avoid a monthly minimum balance fee. View our fee schedule.