Virtual Homebuying Seminar Series

Discover the Possibilities of Home

Whether you're a first-time homebuyer or you're looking to downsize, buying a home is one of the biggest financial decisions you will ever make. To help limit the stress and equip you with the information you need, the Michigan First Mortgage team has put together a Digital Homebuying Seminar Series sharing all the tips and tricks necessary to make the home of your dreams a reality.

Upcoming Virtual Seminars

Condos vs. Single Family Homes – What’s The Difference?

August 15: Hosted by Michigan First Mortgage's Chief Mortgage Lending Officer Dan Sugg, this half-hour seminar will help you understand the differences between owning a condo and a single-family home. Learn more

Cash-out Refinancing Strategies: Short-Term vs. Long-Term Debt

September 19: Hosted by Michigan First Mortgage's Chief Mortgage Lending Officer Dan Sugg, this half-hour seminar will help you understand what a cash-out refinance is, and how you can take advantage of it. Learn more

The Homebuying Process

October 17: Hosted by Michigan First Mortgage's Chief Mortgage Lending Officer Dan Sugg, this half-hour seminar will guide you through the process of purchasing a home. Learn more

First-Time Homebuyers Guide

November 14: Hosted by Michigan First Mortgage's Chief Mortgage Lending Officer Dan Sugg, this half-hour seminar will give you the knowledge and confidence to make informed decisions when purchasing your first home. Learn more

Rent vs. Buy…What’s Right For Me?

December 19: Hosted by Michigan First Mortgage's Chief Mortgage Lending Officer Dan Sugg, this half-hour seminar will share the differences between renting and buying a home and provide you with the knowledge to make the best choice for your situation. Learn more

Past Virtual Seminars

Missed a mortgage seminar? Don't worry - recordings of all previous sessions can be found below. Just pick a topic to find a series of seminars that cover your interests.

A Credit Score’s Effect on Rate and Savings

Understanding how your credit score can affect the rate and savings when financing a home.
View the Seminar | Password: o?9*Q5k!


How much house can I afford?

Learn the costs of owning a home and exactly how much house you can afford.
View the Seminar | Password: Ql!695ZJ


Getting Your Credit in Shape for Homebuying

Learn these critical credit steps to put yourself in a position for homeownership. Homebuying can be complicated and it's important to know your finances ahead of time. This seminar aims to help you put your best foot forward!
View the SeminarPassword: 8c?C#S8=


Financial Wellness in Mortgage Planning

Understanding the state of your finances, how to improve your savings or credit score, and knowing how your finances will affect your interest rate or purchasing power.

View The seminar | Password: dv#g5F87


Budgeting To Purchase a Home

Learning to budget for up-front costs, new expenses, and inevitable projects that come with buying a home is an important step to take before you walk into closing.
View the Seminar | Password: Jc$3uR$9

 

Mortgage 101

Understanding the basics of Mortgage, before diving in to purchase your first home. 
View the Seminar | Password: c5rg0V&?


Renting vs. Buying

Buying a home is a major life decision, but when is the right time? Is it better to rent or buy? Join our panel as thy dive into the differences between renting and buying a home. 
View the Seminar | Password: UL4nc+Jh


Getting Pre-Qualified for a Purchase

Knowing the difference between a Pre-Qualification and a Pre-Approval and how it changes your offer.
View the Seminar | Password: V9QG*nDf


Closing Costs and What to Expect

Breaking down closing costs and some of the terminology used in the Mortgage industry.
View the Seminar | Password: &uzj3?nB


Mistakes to Avoid During the Mortgage and Buying Process

Understanding what to do and what not to do during the homebuying process is incredibly important to securing your home.
View the Seminar | Password: hD$fV1h+


Building Wealth Through Homeownership

One of the largest financial assets for the average American has always been home equity, but rising costs have many on the fence.
View the Seminar | Password: 7.gCwU+L


Choosing a Lender and Realtor

From timing to specialities and area expertise, we walk through key questions to ask and offer expert tips and tricks to help you choose the best Realtor and Mortgage Lender for your specific needs.
View the Seminar | Password: &iiRj3%0


How the Appraisal Process Works

We cover all things appraisal: What makes up an appraisal, what the process entails, FHA vs Conventional appraisals and how they impact your mortgage. A full run through of the appraisal process by mortgage experts.
View the Seminar | Password: Cp=E=%11


The Importance of Homeowners Insurance

Determine the amount of coverage you need and what makes up that cost. We talk you through what to look for in an insurance agent, how to get the best rate and how it all effects the closing costs on your first home.  
View the Seminar | Password: 0R66Lg*p


The Homebuying Process

Gain insight into the 2022 housing market. From rates to availability, our mortgage experts will cover homebuying expectations for the year.
View Seminar | Password: 4Z5OknW=


What Factors into an Interest Rate?

Interest rates over the last year have changed dramatically. But what affects interest rates and what do lenders consider when determining the rate you qualify for?
View Seminar | Password: iDtT=46u


What is a Home Warranty?

Our experts cover the basics of a home warranty, as well as the pros and cons.
View Seminar | Password: 32s^Q*f7

MSHDA Loans

Understanding what the Michigan State Housing Development Authority (MSHDA) offers, while providing mortgage assistance that can be used toward a down payment, closing costs, or more
View the Seminar | Password: ?9.%$9fb

Types of Mortgages

With so many Mortgage loan options out there, our experts examine the various types and give tips to determine which type of loan is best for your financial situation and the home you're trying to buy.
View the Seminar | Password: G4@9F7YS


Program Options to Purchase Your First Home

Learn the different homebuying programs available to guide you through purchasing your first home
View this Seminar | Password: xu#w66R&

Simultaneously Buying and Selling in Today's Market 

Buying a new home is such an exciting milestone, but when you also have to sell your current home at the same time, the process can become hard to navigate. Getting your property ready to go to market, listing your home, and determining the right offer for you - all while shopping for a home.  This seminar prepares you for the challenges that come with simultaneously buying and selling. 
View the Seminar | Password: T@Mq?Q*3


The Successful Homebuyer

Our panel discusses their favorite tips and tricks of how to become a successful homebuyer, from pre-qualifications to setting realistic expectations. 
View the Seminar | Password: pebqB@9?

Thinking of Selling Your Home?

We discuss things to consider as you think about upsizing and downsizing to fit your needs. We walk through how to choose a Realtor and Mortgage Lender, what to expect from the process and provide you a complete picture of the costs associated with selling and moving. 
View the Seminar | Password: ^p1G6Nj^


Homebuying After Separation or Divorce 

Can you purchase a home while going through a divorce? What documents are needed for a pre-approval? Buying and selling simultaneously? We offer guidance on how to make a seamless transition. 
View the Seminar | Password: Zz@.5r98


Purchasing Investment Properties and Second Homes

Investing in real estate? We cover the mortgage requirements and pre-approval process for investment properties or second homes.  We also discuss the pros and cons of being a landlord and how to handle some of the challenges that come along with it. 
View the Seminar | Password: 7SVR+CZ

A Credit Score’s Effect on Rate and Savings

Understanding how your credit score can affect the rate and savings when financing a home.
View the Seminar | Password: o?9*Q5k!


How much house can I afford?

Learn the costs of owning a home and exactly how much house you can afford.
View the Seminar | Password: Ql!695ZJ


Getting Your Credit in Shape for Homebuying

Learn these critical credit steps to put yourself in a position for homeownership. Homebuying can be complicated and it's important to know your finances ahead of time. This seminar aims to help you put your best foot forward!
View the SeminarPassword: 8c?C#S8=


Financial Wellness in Mortgage Planning

Understanding the state of your finances, how to improve your savings or credit score, and knowing how your finances will affect your interest rate or purchasing power.

View The seminar | Password: dv#g5F87


Budgeting To Purchase a Home

Learning to budget for up-front costs, new expenses, and inevitable projects that come with buying a home is an important step to take before you walk into closing.
View the Seminar | Password: Jc$3uR$9

 

Mortgage 101

Understanding the basics of Mortgage, before diving in to purchase your first home. 
View the Seminar | Password: c5rg0V&?


Renting vs. Buying

Buying a home is a major life decision, but when is the right time? Is it better to rent or buy? Join our panel as thy dive into the differences between renting and buying a home. 
View the Seminar | Password: UL4nc+Jh


Getting Pre-Qualified for a Purchase

Knowing the difference between a Pre-Qualification and a Pre-Approval and how it changes your offer.
View the Seminar | Password: V9QG*nDf


Closing Costs and What to Expect

Breaking down closing costs and some of the terminology used in the Mortgage industry.
View the Seminar | Password: &uzj3?nB


Mistakes to Avoid During the Mortgage and Buying Process

Understanding what to do and what not to do during the homebuying process is incredibly important to securing your home.
View the Seminar | Password: hD$fV1h+


Building Wealth Through Homeownership

One of the largest financial assets for the average American has always been home equity, but rising costs have many on the fence.
View the Seminar | Password: 7.gCwU+L


Choosing a Lender and Realtor

From timing to specialities and area expertise, we walk through key questions to ask and offer expert tips and tricks to help you choose the best Realtor and Mortgage Lender for your specific needs.
View the Seminar | Password: &iiRj3%0


How the Appraisal Process Works

We cover all things appraisal: What makes up an appraisal, what the process entails, FHA vs Conventional appraisals and how they impact your mortgage. A full run through of the appraisal process by mortgage experts.
View the Seminar | Password: Cp=E=%11


The Importance of Homeowners Insurance

Determine the amount of coverage you need and what makes up that cost. We talk you through what to look for in an insurance agent, how to get the best rate and how it all effects the closing costs on your first home.  
View the Seminar | Password: 0R66Lg*p


The Homebuying Process

Gain insight into the 2022 housing market. From rates to availability, our mortgage experts will cover homebuying expectations for the year.
View Seminar | Password: 4Z5OknW=


What Factors into an Interest Rate?

Interest rates over the last year have changed dramatically. But what affects interest rates and what do lenders consider when determining the rate you qualify for?
View Seminar | Password: iDtT=46u


What is a Home Warranty?

Our experts cover the basics of a home warranty, as well as the pros and cons.
View Seminar | Password: 32s^Q*f7

MSHDA Loans

Understanding what the Michigan State Housing Development Authority (MSHDA) offers, while providing mortgage assistance that can be used toward a down payment, closing costs, or more
View the Seminar | Password: ?9.%$9fb

Types of Mortgages

With so many Mortgage loan options out there, our experts examine the various types and give tips to determine which type of loan is best for your financial situation and the home you're trying to buy.
View the Seminar | Password: G4@9F7YS


Program Options to Purchase Your First Home

Learn the different homebuying programs available to guide you through purchasing your first home
View this Seminar | Password: xu#w66R&

Simultaneously Buying and Selling in Today's Market 

Buying a new home is such an exciting milestone, but when you also have to sell your current home at the same time, the process can become hard to navigate. Getting your property ready to go to market, listing your home, and determining the right offer for you - all while shopping for a home.  This seminar prepares you for the challenges that come with simultaneously buying and selling. 
View the Seminar | Password: T@Mq?Q*3


The Successful Homebuyer

Our panel discusses their favorite tips and tricks of how to become a successful homebuyer, from pre-qualifications to setting realistic expectations. 
View the Seminar | Password: pebqB@9?

Thinking of Selling Your Home?

We discuss things to consider as you think about upsizing and downsizing to fit your needs. We walk through how to choose a Realtor and Mortgage Lender, what to expect from the process and provide you a complete picture of the costs associated with selling and moving. 
View the Seminar | Password: ^p1G6Nj^


Homebuying After Separation or Divorce 

Can you purchase a home while going through a divorce? What documents are needed for a pre-approval? Buying and selling simultaneously? We offer guidance on how to make a seamless transition. 
View the Seminar | Password: Zz@.5r98


Purchasing Investment Properties and Second Homes

Investing in real estate? We cover the mortgage requirements and pre-approval process for investment properties or second homes.  We also discuss the pros and cons of being a landlord and how to handle some of the challenges that come along with it. 
View the Seminar | Password: 7SVR+CZ

Michigan First is a full-service credit union with branches that are easily accessible around Metro Detroit, Grand Rapids and mid-Michigan.