A seamless homebuying experience from start to finish.
Buying a home is an important milestone. Whether your dream is to purchase a starter home or vacation property, Michigan First Mortgage is with you every step of the way. We offer mortgage loans for every budget, and can help those with less-than-perfect credit achieve homeownership too.
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Fixed-Rate Mortgages
Make long-term budgeting easier with a standard rate for the entire length of the loan.
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Adjustable-Rate Mortgages
Qualified borrowers receive a lower introductory interest rate and can secure funds for other life goals.
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FHA Loans
Low down payments and flexible credit guidelines can open the door for many first-time buyers.
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VA Loans
Active duty military members, veterans and reservists are eligible for the perks of this special loan.
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MSHDA Loans
First-time buyers can qualify for mortgage assistance from the Michigan State Housing Development Authority.
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USDA Rural Loans
Affordable loans can be used to purchase, repair or renovate a house in qualifying areas.
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Turning Point Home Loans
These affordable mortgages are ideal for borrowers who don't fit traditional guidelines.
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Jumbo Loans
Get financing of up to $2 million with a low down payment.
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Bridge Loans
This short-term loan can help cover costs until your current house is sold.
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Purchase Money Second Loans
Borrowing funds for a larger down payment can decrease private mortgage insurance costs.