Team Member Benefits

We're committed to your health and long-term financial security.

An exceptional benefits package for our team members.

Comprehensive medical coverage
Life insurance options
401(k) retirement savings plans

Count on us to take good care of you

We wouldn't be where we are today without the strength and skills of our team members. You take care of our members, which is why we take care of you.

  • Medical Coverage: We offer Blue Cross Blue Shield of Michigan PPO and HMO plans with low deductibles, co-pays and cost-sharing. These comprehensive plans include preventative care, urgent care, maternity, mental health, prescription coverage and more. Available for both full-time and part-time team members.
  • Dental Coverage: Our Delta Dental coverage allows you to take advantage of preventative and acute services, including orthodontia. Available for both full-time and part-time team members.
  • Vision Coverage: Vision insurance is available through Blue Cross Blue Shield of Michigan. Our available plan covers eye exams, full cost or discounted frames, lenses and contacts. Available for both full-time and part-time team members.
  • Short-Term and Long-Term Disability Insurance: To help protect our team members, short-term and long-term disability coverage is provided to those on approved medical leave. Available for full-time team members.
  • Life Insurance: Includes both company provided and buy-up options for full-time and part-time team members, though maximums vary for full-time and part-time positions.
  • 401(k): Both pre-tax and Roth contribution options are available, as well as competitive matching and vesting programs.
  • Yearly Profit Sharing Opportunities: Each year, a portion of the credit union's annual revenue is set aside for profit sharing among eligible team members.
  • Tuition Reimbursement: Michigan First was founded by educators and we place a high importance on continuing education for our team through our tuition reimbursement program.
  • Loan Discounts: As a member of our team, you can enjoy a special rate discount on many of our consumer loans.
  • College Scholarships: Have a teenager? We offer scholarships every year for team members who have children entering college.
  • Concierge Service: We've partnered with Best Upon Request to provide free concierge service for our team members. Our concierge team will run errands and help you accomplish other things on your personal to-do list so you can win both at work and at home.
  • Headquarters Amenities: Our headquarters building has a state-of-the-art fitness center, a café with subsidized pricing, coffee café and private bowling alley available to all team members at the credit union.
  • Sporting Event Tickets: Raffles for free Detroit Tigers, Detroit Red Wings and other sporting event tickets are held regularly for team members.

Michigan First is a full-service credit union with branches that are easily accessible around Metro Detroit, Grand Rapids and mid-Michigan.